Contrary to what credit bureaus want you to believe, credit repair does work in most circumstances. But it only works if you are getting the best advice from an experienced professionals. Anyone with a credit score below 780 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent successful result for individuals. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report that is in non compliance. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.
Through our experience of hundreds of our personal clients and now the results of our membership. 85% have seen items come off in the first 2 rounds of letters. The truth is that it varies from person to person because every ones situation is different. The average amount of time it takes to see the optimal increase is 90-120 days. This is to be combine with our members making better choices while going through the process (example: not applying for new credit). Once again there are many factors that go into your credit score. Having less negatives accounts than positive is always better. The score itself can take time to build up and is still more dependent on how you move forward in the process. We have recommended "Credit Builders" that will help you build or add positive tradelines to your score
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