SmartCredit is our favorite because when it monitors your credit it will give you an analysis and a break down of how to improve your scores. It will also provide credit score simulations of debt you pay down or pay off so you can see how you will be effected. Click Here
IdentityIQ is solid and easy to read. Not the same extras that smart credit provides but that is not a bad thing. I believe if you are looking to save a couple of dollars on monitoring that still gives you a decent amount of data to dispute then look no further. Click here
Credit Karma does not provide information from the credit bureau Experian. In general it does not provide all the data to dispute in an effective manner between TransUnion and Equifax either. The above two companies provide a side by side comparison of how an account may be different amongst all 3. This is very important when we start calling the bureaus and data furnishers out on their inconsistencies.
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